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A financial institution can launch in one African market with a stack that works well enough, satisfy the initial regulatory and integration requirements, and still run into serious trouble when it expands into the next country. That is not because Africa lacks digital payment infrastructure. The opposite is true. AfricaNenda’s SIIPS 2025 research says the continent now has 36 live instant payment systems across 31 countries, with five new systems launched over the past year.

Microfinance institutions in Africa are moving into an operating model where distribution is everywhere and accounting is instant. Portfolios are no longer managed through a single branch channel. They flow through agents, employer schemes, merchant networks, wallets, and embedded finance partners. At the same time, regulators and boards are raising the bar. They expect every balance to be explainable, every exception to be traceable, and every approval to be enforceable as p

Across the markets, lending leaders are being asked to operate at two speeds at once. The first is the market speed: new segments, new partner-led distribution, new pricing assumptions, and shorter iteration cycles driven by competition and funding dynamics. The second is the institution speed: policy governance, operational capacity, and accounting integrity that cannot be compromised simply because a product team wants to move faster. Most lending platforms fail at the inte

Most lending transformations across Middle East markets start with the visible problem: digitize origination, improve conversion, integrate more data, and shorten time-to-decision. That work matters, but it rarely determines whether a lending program can scale. The determinative layer is the execution system that carries credit for months and years: contract booking, schedules, accruals, fees, repayment allocation, delinquency states, restructures, recoveries, and postings th

Finpace proud to announce that we are extending the banking platform to support Sharia compliant BNPL programs for institutions operating in KSA and the UAE. The objective is to give regulated teams a control plane for BNPL that stays consistent under operational load, integrates cleanly into existing estates, and remains governable as products evolve. We are not positioning BNPL as a front end feature. The platform is built for the parts that actually drive outcomes at scale

What "Modern Core Banking" actually means in 2026 for GCC banks and the wider MENA market Across GCC and MENA, banks have become efficient at shipping customer-facing features: new mobile journeys, streamlined onboarding, partner distribution, and digital self-service. Those initiatives are visible, measurable, and often achievable without rewriting the balance-sheet engine.Lending is different.Lending is an execution system: the institution continuously converts policy into