Bridging Crypto and Card Payments: Digital Infrastructure Powered by Finpace
Founded: 2020
Headquarters: Kanya
Industry: Cryptocurrency, Payments
The client is a Kenya-based fintech providing digital asset and payment services to affluent individuals and institutional investors. The business required a regulated technology foundation for managing fiat and stablecoin balances within a single customer proposition.
The challenge
The client required a unified infrastructure for connecting digital asset wallets with international card payment networks and supporting regulated day-to-day operations in Kenya.
The platform needed to:
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Support card funding and payments against customer digital asset balances.
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Provide real-time visibility across balances, conversions and transactions.
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Automate compliance monitoring and regulatory reporting workflows.
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Apply configurable fees across card, wallet and conversion activity.
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Integrate with the client’s selected custody, card issuing and payment partners.
"Finpace’s modular platform provided the core infrastructure we needed to realize our vision for card-based crypto payments. Their technical expertise and flexibility enabled us to go to market quickly, with full confidence in compliance, security, and long-term scalability." — Jack Lee, CIO
The solution
Finpace delivered core banking and wallet infrastructure configured for digital asset-to-fiat payment operations in Kenya.
The implementation included:
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Digital Asset and Card Integration: Connectivity with the client’s selected custody and card issuing partners, allowing card transactions to be funded from converted digital asset balances.
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Configurable Fees and Pricing: Administrative controls for managing conversion fees, exchange-rate spreads and transaction charges across customer and product segments.
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Operational and Compliance Oversight: Real-time monitoring of balances, conversions, card activity and fees, supported by reporting and transaction review workflows.
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Extensible Architecture: Infrastructure designed to support additional digital asset services, portfolio visibility and granular role-based access as the business expands.
The impact
With Finpace, the client launched its MVP in Kenya with the core infrastructure required to operate digital asset-funded card services.
The implementation delivered:
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Card Payments from Digital Asset Balances: Customers use converted digital asset holdings for payments through international card networks.
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Centralized Operational Control: Internal teams access real-time transaction, conversion and fee data through the back office, with structured exports for reporting and reconciliation.
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Mobile Customer Experience: Customers manage balances, funding and transaction activity through a dedicated mobile application.
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Foundation for Expansion: The platform supports the introduction of additional products, integrations and customer segments as the business develops.
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