Put AI clients on a controlled path into banking systems.
Finpace designs, implements and operates the MCP layer between AI environments and the financial services you already run. Existing cores, payment platforms and decisioning systems remain authoritative while Halcyon gives approved agents a governed route into them.
One delivery partner across the MCP lifecycle.
From the first production use case through ongoing protocol and platform maintenance.
Strategy and architecture
Capability engineering
We define the service model, capability scope and control boundary before production access is enabled.
Finpace turns existing banking services into governed MCP capabilities with stable agent-facing contracts.
System integration
Connect Halcyon to APIs and financial systems already responsible for the underlying service.
Identity and permissions
AI channel integration
Bind agent access to institutional identity and apply capability-level financial permissions.
Support bank-owned AI and approved external AI environments through separate access profiles.
Managed operations
Operate the MCP layer after launch, including monitoring, tool maintenance and protocol compatibility.
Use systems already running the institution.
Where mature banking APIs already expose account and transaction services, Finpace retains them as the deterministic integration layer and introduces Halcyon above them to make approved functions available to MCP-compatible clients. This preserves established service logic while adding controlled agent access without changing the systems responsible for financial state.
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No core replacement dependency.
Introduce MCP around a serviceable core and current middleware estate.
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Stable agent-facing contract.
Backend changes can remain behind Halcyon when the financial capability itself has not changed.
Connect the banking capability once, then decide where it should be available.
External AI platforms
Make selected financial services available to approved third-party AI environments under a narrower service and permission profile than the institution’s own channels.
Internal employee agents
Expose approved operational and customer-service functions to internal AI clients without creating another direct integration into core banking or payment systems.
Enable MCP for the banking services that matter.
Start with one bounded production service and extend the same operating model when there is a reason to add more.
Account servicing
Balances, transaction retrieval, account status, statements and selected customer-service functions.
Payments
Payment preparation or controlled execution through the institution’s existing payment services and approval model.
Lending
Product information, application workflows and internal lending support while underwriting remains with existing credit systems.
Product information
Structured product data and customer-specific offer access for bank-owned and approved external AI channels.
Bring one controlled MCP service into production.
Finpace can define the architecture, build the Halcyon layer, connect the required financial systems and remain responsible for the MCP environment after launch. Start with one production capability and expand through the same institutional control model.