Start with a service people return to
We enable institutions to bring banking and everyday services to more people across Africa through a single super app. Our platform connects accounts, payments, lending and agent banking with mobile money, insurance, Fx and other partner services. With mobile apps, web and agent access, institutions can reach customers across all countries of Africa.
Three layers. One operating platform.
Customer onboarding and identity
Accounts and wallets
Ledger and financial control
Create a customer relationship that extends across the super app. Finpace supports individual and business onboarding, customer profiles, document collection and verification workflows, with external identity services connected where required.
Give customers a practical place to receive, hold and use money. Configure accounts and wallets for everyday spending, savings and business activity, with product-specific fees, limits and balance visibility. Local and foreign-currency accounts can form part of the same proposition where the operating model supports them.
Every financial service depends on a dependable record of money movement. Finpace’s ledger provides the foundation for customer balances, transaction postings and the accounting events that arise from payments, lending and service fees.
Finpace connects core banking, partner services and customer channels in one platform. Institutions can add new services without building and maintaining a separate system for each one.
Payments and money movement
Bring transfers, collections and payouts into the core customer experience. Finpace connects internal account transfers with external payment services, allowing customers to move money between the super app, bank accounts and mobile money wallets through the selected providers
Agent and assisted banking
Extend access through the people and locations customers already use. Finpace supports agent onboarding, network hierarchies, commissions and operational oversight, alongside assisted journeys for customer registration, cash deposits, withdrawals and loan repayments.
Merchant and business services
A super app becomes more useful when customers can spend through it. Connect merchant acceptance, payment collection and settlement to the core platform, with account and transaction views suited to small businesses and larger organisations.
Integrated customer experience across products and channels.
Customer applications
Our customer experience layer gives financial institutions branded applications, browser interfaces and API access for banking and partner services. All three connect to the same customer and account records. Institutions can offer services directly to customers or make selected capabilities available through business systems and partner applications.
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Branded iOS and Android apps
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Web access for customers and businesses
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Customer and partner APIs
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MCP layer
Messaging and assisted banking
Our platform is built for financial institutions serving customers through WhatsApp, USSD and agent, branch or field networks. These channels support enquiries, transactions and assisted services through the same customer and account records. Institutions can configure available journeys around local usage, provider connections and the permissions assigned to their staff.
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WhatsApp banking and servicing
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USSD banking without mobile internet
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Agent, branch and field tools
Connect the services that make a super app useful.
Broader proposition brings several organisations into one customer journey. Finpace provides the connectivity layer for your selected suppliers, linking financial services, daily needs and the trust services that support them.
Partner connectivity
Connect banks, mobile money operators, payment networks, lenders, insurers and everyday service providers through Finpace’s API layer.
Local market configuration
Adapt products, payment connections, languages and operational workflows to each African market within the same platform architecture.
Unified customer experience
Deliver services through branded mobile apps, web, APIs, WhatsApp, USSD and agent tools connected to the same customer and account records.
Implementation and deployment
Finpace delivers platform configuration, partner integrations and customer channels, with managed SaaS, private deployment and source code licensing options.
Bring your super app proposition to life.
Connect your core financial services, partner ecosystem and customer channels on one platform. We can help define the scope around your market, existing providers and the services you want to launch.